If you live in the Chicagoland area and your roof is in need of repairs, you may wonder if you should file a claim with your homeowners insurance. In many cases, such as with hail and wind damage, your insurance should provide a measure of coverage, but this sometimes comes with limitations. For example, if your roof is more than 10 years old at the time the damage occurs, you may only be covered for a replacement at its depreciated value. Also, some insurance companies are starting to limit their coverage for hail damage, so be sure to read your policy carefully before damage strikes. If your coverage is lacking, you may want to shop around for a better policy.
This article published by InsuranceProviders.com gives some useful information about what you can expect to be covered and what you will probably have to pay for yourself. It also details what to do when disaster strikes in order to increase your chances of having your claim approved.
One thing you can do, if outside forces cause damage to your roof, is call the experts at Baltic Home Improvements. We will work with your insurance company to ensure that they have all the necessary information to process your claim. This free claims assistance is just one of the many ways we can assist you from start to finish for your roof repair project. Learn more by contacting us today.