What to Do if Your Roof Is Damaged Due to a House Fire

A fire in your home can be devastating. Those who experience this sort of tragic destruction often lose irreplaceable belongings, and that can be quite stressful. If you must also deal with insurance companies and finding contractors to fix the damage, this stress can be intensified.

If you experience a fire in your home, your roof may be damaged by the flames. But even if the flames do not touch your shingles or roof deck, firefighters may break holes in your roof to ventilate hot air, smoke and gases. This not only allows the firefighters better see and to get into the house so they can put out the fire, it also reduces the risk of backdraft, an explosion of heated gases. Unfortunately, it also leaves you with a damaged roof and the need for a qualified contractor to handle the repair. This is something you will want to have done quickly—before rain, slow or animals find their way into your home.

If you do not know where to start, an article published by the National Roofing Contractors Association (NRCA) entitled “Roof Repair After a Fire,” can be a fantastic resource. It provides all the information you need to get you roof repaired quickly while providing your insurance company with the information it needs to handle your claim.

The article provides information about things you want to look for in a contractor, as well as things you want to avoid. It then provides you with safety and insurance tips. Some provided information include:

  • Do not attempt to make roof repairs except under extreme situations. Doing so can make it hard for your contractor and insurance adjuster to assess damages. A tarp can be used to temporarily keep out rain.
  • Wait several hours after a fire before entering the house or attempting to assess damages. Be on the lookout for smoke or sparks that may indicate that the fire is not fully extinguished.
  • Use water to wet down loose debris as this can minimize the amount of dust particles you will be exposed to.
  • Avoid damaged or fallen power lines and wires.
  • As soon as possible after the fire, gather your homeowners policy and account number and contact your insurance company. Follow any instructions they give you.
  • If you must have temporary repairs done before the insurance adjuster can meet with you, be sure to hold on to and produce receipts for all of the work so that you can be reimbursed.

You can learn additional tips and get more information by reading the full article here.

In the unfortunate event that your Chicagoland home is damaged by a fire, you can call the trusted professionals at Baltic Home Improvements to handle roof, gutter, siding, window, or door repairs and installations. We even offer , working directly with your insurance provider to make the claims process run as smoothly as possible. Contact us to get more information.

Image Source: Elliott Brown