Many home improvement jobs are more than just cosmetic; they are necessary. In many cases, putting the job off until you have the money to pay for it in full can lead to the need for more expensive repairs. So how do you finance a job that costs thousands when you only have a couple hundred dollars of disposable funds available?

The following article by Brandon Perry, President of AMS Financial Solutions, Inc., lays out everything you need to know about financing your next home improvement job.  He lays out what you will need to do in five easy steps:

  1. Know your credit scores
  2. Determine how much you will need
  3. Narrow down your options for loan programs
  4. Find the best program
  5. Allow time for loan approval

Some options he lists under loan programs include credit cards, personal or unsecured loans, home equity loans, and financing options offered by your contractor.

At Baltic Home Improvements, we accept credit card payments and also have a partnership with EnerBank USA to enable you to secure 12-month same-as-cash loans or low-interest 5-year loans quickly and easily, pending proper credit approval. This service is one of the many ways we make home improvement jobs easy for our customers. Call us today to learn more.

Full article on:  Credit Karma.  Image credit: denisp12